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  • Posted Jan. 16, 2013 5:10 a.m.
  • Sticking it to the man!

  • The other day I was checking out and my total came to $1.09.  I whipped out my credit card to my Mother’s surprise.  “You’re paying a $1.09 purchase with a credit card?”  Why, yes I am.  I then explained how I “stick it to the man” by paying small purchases with a credit card at national chain stores since it costs more to process the card than the item itself.  Most credit card companies charge a fee of 20-50 cents to process a credit card plus a percentage fee of  5% or more of the purchase price.  The fees vary depending of the credit card processor but they all have a fee plus percentage.  Fees are usually waived if you use your debit card with pin since that acts as an electronic check.

    Then I explained that small businesses are exempt from my “stick to the man” rule and that I try to pay cash so they keep more of their profits. 

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