Today’s Birthday (12/01/19). This is your special year. Financial discipline pays long-term dividends. Stash nuts from a rich harvest this winter before changes with shared accounts take your attention. Make a personal alteration this summer, leading to a growth spurt for family fortunes. Take charge for what you love.

To get the advantage, check the day’s rating: 10 is the easiest day, 0 the most challenging.

Aries (March 21-April 19) — Today is a 7 — Take it easy with friends and associates. Test the waters before making a change. Actions and communications can easily misfire. Stay forgiving and open-minded.

Taurus (April 20-May 20) — Today is a 6 — Keep your patience. Breakdowns at work could get frustrating. Breathe deeply. Take a moment for yourself. Wait for better conditions before launching a project.

Gemini (May 21-June 20) — Today is a 7 — Discover a hidden truth along the road. Don’t disturb a watchdog or react blindly. Disagree respectfully. Check alternate routes to avoid traffic. Stay cool.

Cancer (June 21-July 22) — Today is an 8 — Confirm intuition with data, especially with family finances. Don’t forget an important job. Others demand quick action. Take it slow to avoid errors. Stay focused.

Leo (July 23-Aug. 22) — Today is a 7 — Unexpected circumstances could provoke arguments with your partner if allowed. Step back and consider before reacting. Have patience with delays or misunderstandings. Slow down.

Virgo (Aug. 23-Sept. 22) — Today is a 7 — Step carefully to avoid a pitfall. Move slowly to avoid an accident or injury. Passions may be in high gear. Ignore distractions. Look before you leap.

Libra (Sept. 23-Oct. 22) — Today is an 8 — Romance could seem elusive. Distractions abound and things could get awkward. Have patience and utilize restraint. Don’t overindulge or overspend. Find a creative outlet.

Scorpio (Oct. 23-Nov. 21) — Today is a 6 — Domestic improvements may require making a mess. Put in extra time when planning. Don’t commit until you’re certain. Try not to break anything. Rest at home.

Sagittarius (Nov. 22-Dec. 21) — Today is a 7 — Listen to considerations before making an important decision. Details need resolution. Things could get chaotic. Less is more. Silence can be more powerful than sound.

Capricorn (Dec. 22-Jan. 19) — Today is an 8 — Get terms in writing before beginning. A conflict of interests could come back to bite later. Patiently review details. Wait for better conditions to launch.

Aquarius (Jan. 20-Feb. 18) — Today is an 8 — Look at yourself from another angle. Admit impracticalities with a plan. Don’t listen to gossip. Avoid risky propositions. Keep your deadlines and promises.

Pisces (Feb. 19-March 20) — Today is a 6 — Don’t leap to judgment. Things may not be as they seem. Proceed with caution or, better yet, postpone activity and quietly rest. Consider backup plans.